Your Local Medicare Broker in the Mahoning Valley and Western Pennsylvania
Don't Google your Medicare questions. I already did.
I am Nick Walters. I compare plans from 13 carriers, explain them in plain language, and my help costs you nothing.
4.9 out of 5 from 50+ Google reviews , read the reviews on Google (opens in a new tab)
A neighbor who knows Medicare, not a call center
Medicare is one of the biggest financial decisions you will make, and who you work with matters. I am an independent broker based right here, serving the Mahoning Valley and Western Pennsylvania, and licensed in Ohio, Pennsylvania, and Michigan. Because I represent 13 carriers instead of one, I can show you how the options really compare and help you pick the plan that fits your doctors, your prescriptions, and your budget.
How I can help
- Medicare Advantage All-in-one Part C plans that bundle hospital, medical, and often drug coverage.
- Medicare Supplement Medigap plans that help with the out-of-pocket costs Original Medicare leaves behind.
- Medicare Part D Standalone prescription drug coverage, matched to the pharmacy you already use.
- Dual Eligible (D-SNP) Special needs plans for people who qualify for both Medicare and Medicaid.
- Turning 65 New to Medicare? I will walk you through enrollment windows and first choices.
- Annual Plan Review Plans change every year. A quick review each fall keeps yours working for you.
Carriers I work with
I represent these 13 carriers across the Mahoning Valley and Western Pennsylvania.
Why work with an independent broker?
-
I work for you, not a carrier
An independent broker is not tied to any one insurance company. I compare plans from 13 carriers and recommend what fits you, because no single company fits everyone.
-
My help costs you nothing
Carriers pay me the same either way, so you pay the same premium with me as you would going direct. You get a guide at no extra cost.
-
I live here too
I work in this area every day, so I know the hospital systems, doctor networks, and pharmacies people here actually use. That local knowledge shapes every recommendation I make.
-
One person, start to finish
When you call, you get me. Not a call center, not a queue, not a stranger reading a script. I am here year round, long after enrollment ends.
What clients say
-
"The best insurance agent I have ever had dealings with. Very knowledgeable, friendly, courteous, and always able to help me any time I call him. I would recommend him to anyone who is looking to save on their health insurance policy."
Marcia Canfield OH -
"I reached out to Nick, of Walters Medicare and asked if he could help me understand what I needed to do. He came to my residence, sat down with me, and explained to me the steps. After he put in my information he found the best plan for me that would fit my needs."
Chuck Maple Heights OH -
"Nick was very thorough and explained everything in very understandable terms. Insurance can be very overwhelming to the everyday person, but he did a great job making it clear. I would recommend Nick very highly."
Bob Boardman OH
Frequently Asked Questions
What is Medicare?
Medicare is a federal health insurance program in the US that provides coverage for people who are 65 or older, people with certain disabilities, and people with end-stage renal disease. It covers hospital stays, doctor visits, prescription drugs, and more.
What are the different parts of Medicare?
The different parts of Medicare are: Part A (hospital insurance), Part B (medical insurance), Part C (Medicare Advantage), and Part D (prescription drug coverage).
What is a Medicare Advantage (Part C) plan?
A Medicare Advantage (Part C) plan is a type of Medicare health plan offered by private insurers that provides all the benefits of Parts A and B and often includes additional benefits, such as prescription drug coverage, dental, vision, and hearing.
What is a Medicare Supplement (Medigap) plan?
A Medicare Supplement (Medigap) plan is a private insurance policy that can help cover some of the out-of-pocket costs of Original Medicare (Parts A and B), such as deductibles, copayments, and coinsurance. It is meant to supplement, not replace, Original Medicare.
When can I enroll in a Medicare plan?
You can enroll in a Medicare plan during your Initial Enrollment Period, which is the 7-month period that begins 3 months before you turn 65, includes the month you turn 65, and ends 3 months after you turn 65. You can also enroll during the Annual Enrollment Period (October 15 to December 7) or during a Special Enrollment Period if you have qualifying events such as moving or losing employer coverage.
Have a question that is not here? Ask me directly.
Ready to make Medicare simple?
A conversation costs nothing and there is no obligation. Pick a time that works for you, or call me during office hours, monday through friday, 9:00am to 5:00pm.